American Security Life Insurance Company Ltd.is committed to protecting the privacy of the individuals it encounters in conducting its business. “Personal Information” is information that identifies and relates to you or other individuals (such as your dependants), or information by which you or such other individuals may be identified. This Privacy Policy describes how we handle Personal Information that we collect through this website and through other means (for example, from your application and claim forms, telephone calls, e-mails and other communications with us, as well as from claim investigators, medical professionals, witnesses or other third parties involved in our business dealings with you). By accessing this website you take note and agree that we collect and use your Personal Information as set out in this Privacy Policy.

Depending on your relationship with us, Personal Information collected about you and your dependants may include: general identification and contact information, identification numbers issued by government bodies or agencies, financial information and account details (such as payment card number, bank account number and account details, credit history and credit score), sensitive information (including medical condition and health status), information about your criminal record or civil litigation history, information enabling us to provide products and services, marketing preferences and customer feedback and other Personal Information you provide to us.

Personal Information may be used for the following purposes:

Communicate with you and others as part of our business.

Send you important information regarding changes to our policies, other terms and conditions and other administrative information.

Make decisions about whether to provide insurance; provide insurance and assistance services, including claim assessment, processing and settlement; and, where applicable, manage claim disputes.

Assistance and advice on medical matters.

Assess your eligibility for payment plans, and process your premium and other payments.

Provide improved quality, training and security (for example, with respect to recorded or monitored phone calls to our contact numbers).

Prevent, detect and investigate crime, including fraud and money laundering, and analyze and manage other commercial risks.

Carry out market research and analysis, including satisfaction surveys.

Provide marketing information to you in accordance with preferences you have expressed.

Manage our infrastructure and business operations.

Resolve complaints, and handle requests for data access or correction

Comply with applicable laws and regulatory obligations (including laws outside your country of residence), such as those relating to anti-money laundering and anti-terrorism; comply with legal process; and respond to requests from public and governmental authorities (including those outside your country of residence).

Establish and defend legal rights.

If you would like to stop our marketing communications, please contact us by e-mail at cs@malbun-insurance.ch or in writing at American Security Life Insurance Company Ltd., Austrasse 52, FL-9490 Vaduz, Fürstentum Liechtenstein. Please note that, notwithstanding of your communication, we will continue to provide you with important information, e.g. communications about the management of your insurance policy.

For the purposes set out above, Personal Information may be made available to our group companies, other insurers, reinsurers, brokers and other intermediaries, agents and distributors, affinity marketing partners, financial institutions, credit reporting agencies, medical networks, securities firms and other business partners or service providers. We may also share Personal Information with governmental or other public authorities or with third parties if required by law. Personal Information could also be shared with and transferred to purchasers and prospective purchasers or other parties in any actual or proposed reorganization, merger, sale, joint venture, assignment, transfer or other transaction relating to all or any portion of our business, assets or stock.

Due to the global nature of our business, for the purposes set out above we may transfer Personal Information to parties (including our group companies, service providers, business partners and governmental or public authorities and any other third parties we may make Personal Information available to) located in other countries, including the United States and other countries that have a different data protection regime than is found in the country where you are based or in Switzerland.

American Security Life will take appropriate technical, physical, legal and organizational measures to protect your Personal Information. When American Security Life provides Personal Information to a service provider, the service provider will be selected carefully and required to use appropriate measures to protect the confidentiality and security of the Personal Information. American Security Life will retain Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

For the purpose of requiring the access to Personal Information or the correction of incorrect Personal Information or the deletion or suppression of Personal Information or for the purpose of filing any objection to the use of Personal Information, please contact us by e-mail at cs@malbun-insurance.ch or in writing at American Security Life Insurance Company Ltd., Austrasse 52, FL-9490 Vaduz, Fürstentum Liechtenstein.

This Privacy Policy shall be governed by and interpreted in accordance with Liechtenstein substantive law. Any and all disputes arising out of or in connection with this Privacy Policy shall be submitted to the exclusive jurisdiction of the Courts of Vaduz, Liechtenstein.